Nice feeling 60 months... It felt like 600
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Got my discharge
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"To go bravely forward is to invite a miracle."
"Worry is the darkroom where negatives are formed."
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Thanks for the congrats!
The greatest challenge for me was learning to budget. Once I got there, I just sort of lived my life, and tried not to worry about the fact that the courts owned me. I know it is genaric advice, but you really need to sit down, make a budget and stick to it.
I think if I did it all over again, I would have looked for more options before I went into bankruptcy. At the time it seemed like the only choice, but with the knowledge I have now, perhaps I could have made other payment arrangements. I would advise seriously thinking about this decision, and don't panic. In the end I learned valuable lessons, and so I am not complaining.
Good luck to everyone else!
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