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    Done!

    Got my discharge paper in the mail today! We live in Michigan, started in October, 2009, made our last payment in January of 2012, received a small refund in February (plus we didn't end up paying two years of our income taxes, as we ended up having enough money in the plan to pay everything) we were a 19 percent payback. Didn't have to pay our mortgage until March, which was a nice surprise. Everything worked out well, but boy, it was hard going for those three years! Glad it's over and good luck to everyone going through the process!

    #2
    Wow!! Lots of celebration on this site together Congratulations and enjoy your new freedom!
    Filed Chapter 13 - 07/20/12
    Discharged 8/2/16

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      #3
      CONGRATULATIONS!!!! We have a CHAPTER 13 Discharge Party!! Well done! Here you go:

      Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.


      "To go bravely forward is to invite a miracle."

      "Worry is the darkroom where negatives are formed."

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        #4
        Congrats!

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          #5
          Great News

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            #6
            Thanks everyone! Just goes to show you, with so many of us finishing, it can be done. Michigan certainly drags things out, but it ends eventually!

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              #7
              Congrats!!!
              Discharge date: October 2017 (will it ever get here?)

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                #8
                Congrats on completing your plan!

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                  #9
                  Congrats!!! It's such a big weight off your shoulders!
                  Filed Chapter 13 - 7/10/07 - 5 year plan with 2 cars and 10% unsecured payback,
                  Last Payment 7/12, DISCHARGED 11/26/12 CLOSED 12/18/12

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