Wells Fargo Problem--Again!

[Sammie]

In the mail yesterday we received a letter from our Attorney's Office which was forwarded from Wells Fargo. The letter stated that we are in arrears with one of our Mortgages & we have 21 days to rectify the situation. Our Mortgages are not in our plan, paid on time every month & the letter doesn't even state which month they indicate is in arrears. Since we have 2 Mtgs. with them we assume they posted both payments to one Mortgage account, but not getting statements from them we don't know. We are bringing all of our receipts for payment down to our Attorney's office this morning for them to copy & send off to Wells Fargo, of course now we will ask for them to forward a letter to us taking the arrearages of our Credit Reports. As always, the burden of proof is on us, the people in Bankruptcy. Keeping good records is crucial because these banks are ready at any given moment to pounce. I will keep you posted about this.

Have a wonderful day everyone. sammie

[catleg]

Wells Fargo depends on nuisance fees like this for a substantial part of their income, since there is so little actual mortgage activity anymore.

[keepsmiling]

Ah good ole WF.
Who doesn't love them?
How great it would be if your lawyer sued them... for something... anything
Keep us posted... GOOD LUCK

[Sammie]

Thanks guys! We brought all front & back copies of the cancelled checks & receipts of payment from the bank to our Attorney's office. As the Para-Legal was taking them from us she just laughed and said "oh yes, Wells Fargo Again!" Then she mentioned the fact that is important to keep good records because WF & Chase are waiting for any excuse to Forclose even though they are outside the Plan & our Accounts current. WTH did we do to them, except pay our Mortgages on time with the proper amount?

To be continued----sammie