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New Here- Help figuring out payback

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    #46
    Wonderful News.... A chaptr 7 will give you a Freshstart sooner. What kinda car are you looking to buy. ( I hope not a Ford) due to their stance on bkrptcy fillers).
    chpt 7 ,5-2009

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      #47
      I actually was approved today for a loan. I ended up getting a Subaru Impreza brand new sticker was $21K and I was able to get $5K for my trade , AWD, I live in New England, they last and hold their value. The rate was ridiculous, but I was able to stay within the payments the attorney advised. I just hope I don't have a hard time getting discharged and they don't go through every little bank statement etc........

      The helpful factors I have to say were the alimony and the $2350 they take out a month in taxes out of my paycheck; attorney was astounded.

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        #48
        You worry too much , Let your attorney worry, he know what he is doing. That car sounds nice. You have lots of expenses especially
        the Alimony. Glad you found a attorney who is looking out for your best interest.
        chpt 7 ,5-2009

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          #49
          WOOT
          attagirl!

          Keep On Smilin'

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            #50
            You got a very lucky break kid. Hope it all goes through with the bk7. If we had lived in neighboring Ohio or Pennsylvania our menas test would have let us file bk7. West Virginia has one of the lowest median incomes.
            Filed July 2009. Discharged 08/08/2014. Awaiting closing. We made it !!!! Woo-hoo!

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