One of the happiest days of my life. My last payment is in the mail with 14 days to spare... I am happy to be one of the few folks who made it all the way through the Chapter 13 process.. It has been tough.. Got laid off from a nice government job in 2008, less than 3 months after I filed, had to relocate to Tampa from Orlando area for a new job. Was lucky to find people who would understanding and would rent to me.. Things were going smoothly until last February, with 1 year to go, I got laid off again and had a tough time finding employment; but found a job (with a huge pay cut) and had to relocate back to Orlando...
So here we are.. 5 years, two job layoffs and 2 relocation's later, I have done everything asked of me. Made all payments and all on time....Now I just await the final legalities..I hope the process goes quickly as I would like to be discharged and closed prior to getting my tax refund, if I get one. I may owe this year..
I haven't been a big poster on this site but I can guarantee you that when I had a question about bk this was the first and only site I came to for info.. My lawyer did get me a fair plan but he was hard to get a hold of and pretty much is out of the bk lawyer business and has moved on to consumer project type law.. So this forum is my top source for info and has been very important to me.
Thank you all for all the answers, information and motivation. Life begins anew today!
Satchboogie
Orlando
So here we are.. 5 years, two job layoffs and 2 relocation's later, I have done everything asked of me. Made all payments and all on time....Now I just await the final legalities..I hope the process goes quickly as I would like to be discharged and closed prior to getting my tax refund, if I get one. I may owe this year..
I haven't been a big poster on this site but I can guarantee you that when I had a question about bk this was the first and only site I came to for info.. My lawyer did get me a fair plan but he was hard to get a hold of and pretty much is out of the bk lawyer business and has moved on to consumer project type law.. So this forum is my top source for info and has been very important to me.
Thank you all for all the answers, information and motivation. Life begins anew today!
Satchboogie
Orlando
Comment