But I can't find it............
When does the 60 months begin?
First payment, filing date or confirmation date?
Thanks in Advance!
When does the 60 months begin?
First payment, filing date or confirmation date?
Thanks in Advance!
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That will depend on what district you are in. What state are you living in? I have read that for the most part your 60 months start on the date you filed. But there is at least one district, in Michigan--I think!--that the 60 months start on the date of your confirmation. By then you may well have made three or four payments...
I am sure that the CH13 gurus will be along soon."To go bravely forward is to invite a miracle."
"Worry is the darkroom where negatives are formed." -
Middle District AlabamaComment
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In most instances, the countdown starts with the first payment.Comment
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Ours began with our first payment!Filed Chapter 13 - 7/10/07 - 5 year plan with 2 cars and 10% unsecured payback,
Last Payment 7/12, DISCHARGED 11/26/12
CLOSED 12/18/12Comment
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Michigan begins at confirmation. I don't know if there are any other states like that because I've only heard of it here. Everywhere else seems to be at filing or first payment.Filed Ch 13 Feb 9, 2012, 341 meeting Mar 15, 2012, Confirmed Apr 5, 2012
Anticipated freedom party Apr 2015
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