$7574.00, left to pay, 13.5 more payments 6.5 months, seems like the closer it gets the more it drives me CRAZY! We will be SO happy get this behind us and start rebuilding our lives! 
-
Filed August 09, all payments made as of July 12th, 2013.....Waiting on final audit and discharge! -
Congrats on almost being done. I know what you mean by the closer it gets to the finish line it drives you crazy. I have 3 payments to go and I want it finished like yesterday! -
Keep up the good work! It goes by fast in the end! Then Freedom!
Filed Chapter 13 - 7/10/07 - 5 year plan with 2 cars and 10% unsecured payback,
Last Payment 7/12, DISCHARGED 11/26/12
CLOSED 12/18/12Comment
-
Lucky lucky lucky!!!!! Congrats! Did it go by fast or slow? I am just starting?!?Discharge date: October 2017 (will it ever get here?)
Comment
-
This first year really was great, no more worrying about creditors calling, we felt "caught" up. Then the second and third year became more challenging. Had a few bumps in the road, husbands truck died, son graduated from high school (lots of extra expenses), we ended up downsizing into a tiny 2 bedroom apt to make ends meet, but we somehow made it through (or almost through), there were times of tears and anger, regrets, sadness, lots of different emotions. I guess somehow we were mourning spending money! This last year has also been a bit nerve racking now that we can see the light at the end of the tunnel, we are anxious to move on and start over. We however have learned SO many lessons about money, budgeting, and ourselves in general. The only debt I would like to incur once this is done is a house, but that will probably take us a couple more years to be able to get one, we have to build our savings up, that's where most of our Chapter 13 payment is going once we make our final payment! As I look at our case and I see that we've paid almost $50,000 it amazes me. We've never had any savings, and to think wow we paid all this money back, if we would have been more disciplined we would have a great savings account and probably would have never had to go through this mess. Learn to be frugal and creative! It does suck to go through a chapter 13 but we are much better off having gone through it! Good Luck to you!Filed August 09, all payments made as of July 12th, 2013.....Waiting on final audit and discharge!Comment
-
I know the "close to the end" feeling too! I have about 4 months to go! It has been quite a struggle to say the least. But I will be debt free, except for the crummy house that is falling apart (needs new windows and siding to the tune of around $50K+).
Considering that about 4 in 5 Chapter 13s fail, it feels good to be getting there. The economy still stinks, and my wife cannot find decent employment (in medical field - local unemployment is very high and companies have massively reduced medical benefits). I talked with my attorney this last week and he said that this year is the worst (best for him?) that he has seen in 25 years.Filed 11/08, confirmed 5/09, 60 months - 100% Expect completion in May 2013 (@month 54)Comment
-
I try to keep my eye on the prize! Its not gonna be easy!!!!Discharge date: October 2017 (will it ever get here?)Comment
-
Yay! Will be glad when we can say we only have 6 months left!
Coming up on year 3 for us.... 2 more to go.... ugh seems so far away :/Comment
-
I just made my 4th payment so if I had only 24 months left i would be doing hamster dance already!!!Discharge date: October 2017 (will it ever get here?)Comment
Comment