Check Your Credit Report

[Sammie]

Just for the heck of it the other day I decided to check my credit reports. As most of you are aware we filed Ch. 13 & our Mtges. are NOT part of the plan. IChecking the report I saw--"Mortgage deliquency 06/2012, reported 09/2012". We have never been late. Hubby called the Mtge. Co. that told him no you are paid up to date & have never been late. (Yeah, we know that!) They are sending out notices to all 3 C. agencies to take this off our credit report, as well as sending us a letter. I said to my husband it seems as if they want us to default. And so it begins. I have never checked Pacer, but will stay on top of our credit reports.sammie

[TheBajan]

That's interesting Sammie. I'm planning to check ours in March for accuracy. It will be interesting to see if and how many mistakes show up. I'm not terribly concerned about it but I'm curious.

[Pjmax]

I just checked mine today for the first time (ch.7 dischge. 11/12). All 3 are better than I expected, a lot dropped off, but there are a number of things that need to be corrected. Now I'm trying to figure out the best, correct way to do that. (Proper wording and all that.) I've been researching, and it's downright confusing.

Sammie, at least the mortgage co. is on your side.