I made my 54th and final payment on August 20, 2012.
13 Data Center showed my case as "Closed" on September 6, 2012.
Trustee sent me a letter telling me that I had made all of my payments and I would receive a discharge within 120 days of the date of the letter, pending audit of my case and submission of the Trustee's Final Report. The letter also stated that if I did not receive the discharge within 120 days of the letter, I should contact my attorney.
I did not wait for 120 days to contact my attorney. On Monday 12/17/2012 I went to his office and told him that I have been monitoring PACER for the past three months and there is no sign of the Trustee's final report having been submitted. He said he would send the trustee a letter indicating that my case has been closed for over 3 months, but that he could do nothing else to expedite the process. The trustee and the BK court both move at their own pace, like it or not.
I logged into PACER this morning (12/19/2012) and, lo and behold: both the Trustee's Final Report and my official Chapter 13 Discharge were there - logged on Tuesday 12/18/2012.
So that's it. I have no idea if contacting my attorney on Monday had anything to do with the appearance of my discharge on Tuesday. It could have been a mere coincidence.
I live in New Jersey. Waiting 3 to 4 months for a Chapter 13 discharge after a case is closed is New Jersey "normal". I was told that when I last appeared in my attorney's office in August, and the message was repeated in the Trustee's letter to me in September.
Just as an aside: the audit procedure after the close of a Chapter 13 case has only to do with the trustee's internal accounting procedures. It is not a look back into the past to see if any issues have been bypassed or overlooked.
Good luck to all of you who are still awaiting your financial emancipation.
13 Data Center showed my case as "Closed" on September 6, 2012.
Trustee sent me a letter telling me that I had made all of my payments and I would receive a discharge within 120 days of the date of the letter, pending audit of my case and submission of the Trustee's Final Report. The letter also stated that if I did not receive the discharge within 120 days of the letter, I should contact my attorney.
I did not wait for 120 days to contact my attorney. On Monday 12/17/2012 I went to his office and told him that I have been monitoring PACER for the past three months and there is no sign of the Trustee's final report having been submitted. He said he would send the trustee a letter indicating that my case has been closed for over 3 months, but that he could do nothing else to expedite the process. The trustee and the BK court both move at their own pace, like it or not.
I logged into PACER this morning (12/19/2012) and, lo and behold: both the Trustee's Final Report and my official Chapter 13 Discharge were there - logged on Tuesday 12/18/2012.
So that's it. I have no idea if contacting my attorney on Monday had anything to do with the appearance of my discharge on Tuesday. It could have been a mere coincidence.
I live in New Jersey. Waiting 3 to 4 months for a Chapter 13 discharge after a case is closed is New Jersey "normal". I was told that when I last appeared in my attorney's office in August, and the message was repeated in the Trustee's letter to me in September.
Just as an aside: the audit procedure after the close of a Chapter 13 case has only to do with the trustee's internal accounting procedures. It is not a look back into the past to see if any issues have been bypassed or overlooked.
Good luck to all of you who are still awaiting your financial emancipation.
CLOSED 12/18/12
Discharged 11/04/2014 
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