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Quick question re. credit report terminokgy re. charge off/written off

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    Quick question re. credit report terminokgy re. charge off/written off

    Hi everyone,

    Was reviewing my credit report...thought it would be interesting to see what it was saying since filing bankruptcy (was always good prior to this).

    What is the difference between a write-off and a charge-off? Only saw charge off in the report once. A number of the other accounts said written off. The one account was charged off after I filed bankruptcy.

    Thanks for any clarification that can be provided and have a great evening.
    Last edited by sophieanne; 10-01-2012, 06:08 PM. Reason: typo
    Filed Chapter 13 - 07/20/12
    Discharged 8/2/16

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