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It's been a bad year...

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    It's been a bad year...

    I will make a long story very short. I'm 2 yrs into my chapter 13. I lost my job last Sept. I have been unemployed for a yr and finally last Feb. we got the money reduced so we could make the payments....roll that around to August 2012 and my husband just took at HUGE pay cut to keep a job. We are going to convert they said yes that's a good idea because we can't make our payments.

    Then yesterday I remember all that money it cost us to reduce our payments and I'm wondering what happens to the 2300 that is being put in our 13 to our lawyers when we convert. I have to call them but so far I haven't got thru. Sent an email but I want to know now...lol

    Will I still owe the Lawyer fees for that or will that get washed away? I paid the 3000 off in the 13 this is from reducing last year. it hasn't been added in yet they have a meeting on Oct.16th to add this. But I will be filling paperwork to convert in 3 wks. Can they charge me for this outside the program? Can I put this in my 7? Lucky for me the Cars are paid off
    Last edited by LadyInTheRed; 09-05-2012, 09:26 AM. Reason: correct typo for clarity

    #2
    I got my answer thanks anyone

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