Payments to Trustee

[salsa]

Until the wage order is in place, I need to send the trustee checks via mail to a post office in Memphis, TN. Can I send certified mail or something so I know it was delivered for sure? I'm the paranoid type.

Thanks

[AngelinaCat]

Yes you can.

Though we were a CH7, we were an Asset case and had to send monthly payments to our trustee's postal box to purchase our non-exempt stuff back from the BK estate.

We started by just putting a check in the mail. But when I took the check to the post office one day and saw that the glue on the envelope had failed, I panicked and sent that letter with copious amounts of tape and with a certified and return receipt requested. From then on we sent our payment via postal money order, certified, and with return receipt.

We had no problem with the trustee, and yes, the extra precautions of the money order, certification and return receipt, added about 6-7 dollars to our payment each month--but the PEACE of MIND was well worth it. (And yes, I am VERY paranoid!)

[steveok]

If you haven't already, sign up for the 13datacenter website. That way you can monitor the payments, distributions, etc on your bk..

[justbroke]

I sent my initial payments using the USPS (US Postal Service) Priority Mail with Delivery Confirmation. I did this until my Wage Order was confirmed.

[spidge]

Snail mail works just fine for me. Regardless as to when I send the payment in it seems they do not show it received until about a week later and the trustee does not apply it until the middle of the next month anyway. Its almost like they only check the mail once a week. I keep track on 13 data center and the trustee is very consistent. The only time a pay for extra fast service is if I may be late. I would not bother with delivery confirmation as it is a PO Box that seems to be checked only once a week.

[angel7821]

I also just use regular snail mail. I mail it on Monday and 13 DataCenter shows it was recieved the next Day (Tuesday). I have never used Delivery Confirmation except when I have to mail in my annual Tax Return . I do not include my trustee check with this. I have never had a problem with a check getting lost in the mail. Now I hope I did not jinx myself.

[kornellred]

I have sent my payments to the lock box in Memphis for the last four years by regular mail, and the payments have always arrived. Keep the receipts from the certified check or money order so that you can prove you made the payment if it happens to get lost or delayed (it is rare but it does happen). Delivery Confirmation is only available with Priority Mail in the case of regular envelopes, and that is a costly way to send the payment, but worth it if it gives you peace of mind. No trustee will file a Motion To Dismiss if you can show that you sent the payment.

[catleg]

Send it regular mail and keep on top of it by monitoring 13datacenter.com
Certified mail just proves you mailed an envelope, nothing more.
You need a receipt for the money order if it doesn't get delivered to get your money back.
Never mind proving you sent it; if they don't get the money they're going to want a replacement, the receipt as proof of mailing as a necessary but not sufficient cure for non receipt of the payment.

[justbroke]

I only used confirmation delivery for the first few payments. Actually, I used Express Mail the first payment. I wanted to make sure I was doing it right... being Pro Se!

It is true, though, that proof of delivery is not proof of payment!

[lillymarlene]

I send mine regular first class mail, with a $1.15 certificate of mailing. I know that only shows you mailed an envelope, but I just like having a little extra "proof." Of course I keep all the money order receipts, in case I have to replace something. Then I also monitor the 13datacenter which takes about a week to post the payment.