New lender for my 1st mortgage

[karm43]

Well in June my 1st mortgage was bought by a company, Received my taxes in mail, the new lender will not talk to me, until they talk to my attorney wth. Just need the address for my escrow. So I email my attorney and tell him this so in waiting. I also told my attorney that i have no intention of reaffirming just in case. Was this wrong? The reason for this is you never know when something is gonna go wrong such as life. I guess I am definetly a second class citizen now! Is it 5 years yet?
Then their the confirming game oh.

[karm43]

This company not even sending my bill in time. July 3 and didn't get bill yet GOOD THING i have a 2nd party paying my loan for me! Last month they sent my bill on June 26 freaked me out, called the company I have paying it and they assured me it was paid. This company sounds shady. HELP

[karm43]

I didn't figure this was gonna be a walk in the park, but I need a break I feel like i am being torchured. I just want to pay and have peace.

[SMinGA2]

Not sure how to handle the situation, but one point worth making: reaffirmation is not a part of ch. 13. Its only for ch. 7. At the end of your plan - if you keep the house as part of your plan - you'll be 'on the hook' as the saying goes for your mortgage. Ch. 13 does not discharge secured debt.

[karm43]

Oh great thanks for that information. Didn't know that, my mortgage never been late, guess i am gonna make a copy of my taxes before i send them, only have a payment address, and hope for the best. Any idea why their not sending my bill on time? I called them the first time in which they did talk to me, but now they won't.

[lillymarlene]

I don't know if this is anything like your situatation, but my original mortgage was sold last year to another servicer, too. Everything is O.K. I guess and I've been paying the required amount each month, but I've yet to get a "normal" bill from them. My statements always have the amount due as -0- and all I think is, Yeah, I wish!

[Pandora]

have you tried googling the company for their info? There are many sites that provide (free of charge) company directories / addresses / emails / etc...

One I use quite a bit is jigsaw as well as linked-in. While you must register for Jigsaw, it is free of charge and provides quite a bit of information.

[karm43]

Well I'm thinking I am gonna certify letter my taxes with return signature, just want to make sure it gets paid. Lucky thing I have a different kind of setup with my mortgage payment. Still did not receive bill for July. I usually always got the bill, but knew it was paid already. Just wondering why their giving me a hard time, it was never late or anything. I have the payment address, I will google maybe there a escrow address. Thanks