I'd be very surprised if the tt allowed a "gifts" line item.
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Some other areas to ensure you cover (if applicable)
Personal property taxes
Health Insurance deductibles (in addition to copays / meds)
Pet food
Vet care
Dental expenses (also include any deductibles)
Vision (eye exams, contacts, glasses, etc)
Auto insurance / home insurance premium increases (if in a credit profiling state due to filing BK)
Roadside assistance programs (AAA, Coachnet, Goodsam, etc)
Newspapers / magazine subscriptions
Somewhere you need to budget for emergency fund; if you arent at the national standard in some areas, go up to whatever it is and pull from that. Murphy comes knockin'... trust me.
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