Dmi

[4forme]

Really concerned... We decided in september to file bankruptcy and began the process. We have older vehicles and were advised it would be ok to purchase a car. New auto loan is $390 a month and one of our 4 children needed braces which we started in September at $175 a month. So while paying our attorney monthly and extra two bills we were able to pay because we were advised to quit paying our unsecured debt. We were also told to adjust how much was being held out for federal tax answer would not be getting this money. We did not pass means test for chapter 7, we didn't expect to. Well we still haven't filed but will be in 2-3 weeks. We did drop some overtime and have less income this time around, but still over median. No problem. What Im concerned about is that our tax refund which was over $5000 will go to determine DMI?! For sure we won't get this back next year as we've since adjusted our with holding. Also should we include our new vehicle in our payments?