I am nearing the end of my ch13. My petition date was Feb, and the confirmation date was in June. I got a letter from my trustee saying I need to keep sending payments until June 15. My question is, if my first payment was made in March of 2007, why do I keep sending payments until June? Shouldn't the 5 years be up in March? It seems to me that that would be more than 60 months worth of payments.
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Michigan is the only state that bases your plan length off your confirmation date, not your filing date. That's why you are being told you need to keep making your payments until June (your confirmation month) rather than Feb (your filing month). Sorry to be the bearer of bad news
I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to go -
Originally posted by lrprn View PostMichigan is the only state that bases your plan length off your confirmation date, not your filing date. That's why you are being told you need to keep making your payments until June (your confirmation month) rather than Feb (your filing month). Sorry to be the bearer of bad news
Somebody should do something about that....
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