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Car Question After Chapter 13 Dismissal

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    Car Question After Chapter 13 Dismissal

    My 13 was dismissed about 2 weeks ago as I plan to file 7 in 6 months. I purchased my car in 2007 and filed 13 in 2009 so as a result when I filed my 13 my finance company received 100% payment for the past almost 3 years. I reviewed the info on the National Data Center and noticed that 85%-90% of my car note was paid through my plan because they received a 100% payment each month. Since I've now dismissed would I be responsible for the remaining balance of $5K(give or take) and would I be able to just resume payments to the finance company or even work something out with them?

    #2
    Call the lender. If you are contractually current there should be no problem. You would simply make the normal monthly payment on time. If you are not contractually current maybe the lender will work with you.

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      #3
      Thanks

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