Your attorney had nothing to do with it, that is just how debt collection works, E-Cast in particular is actually more of a servicer when it comes to chapter 13's then a buyer of the debt. It's sort of like thinking that dentists are behind candy canes.
I think you need to ASK YOUR attorney why there needs to be 4% payback. Chapter 13's aren't really related to the percent payback, but district by district, there are rules of thumb when it comes to what will and won't fly.
I think you need to ASK YOUR attorney why there needs to be 4% payback. Chapter 13's aren't really related to the percent payback, but district by district, there are rules of thumb when it comes to what will and won't fly.
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