Affect of my 13 on co-debtors credit

[doublestop1]

One of my creditors is a line of credit that I share with 3 other family members. They have continued to pay...never missed a payment, but they are listed as codebtors in my plan. Is their credit at any risk as long as the payments stay current? And what happens to the line when I'm discharged? Since I'll no longer be on it, does the bank have the right to call the loan or ding their credit because of my default? I've been in for almost two years and the question just came up. No dings on their reports as of yet.

[lrprn]

Is their credit at any risk as long as the payments stay current?

No. You filing bankruptcy does not affect their credit - only your own.

And what happens to the line when I'm discharged? Since I'll no longer be on it, does the bank have the right to call the loan or ding their credit because of my default?

When the original line of credit loan was drawn up, were there any clauses included in the contract about what would happen if one of the four of you defaulted or filed bankruptcy?

[doublestop1]

Thanks so much for the reply. Helpful info. I'll look up those loan docs and see how it addresses BK.