48 months in the books, 12 to go...
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Big congrats and a high five on making it to four successful Ch 13 years! That is awesome! Hang in there and may your next 12 months go quickly, quietly, and without incident!I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to go
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57 down and 3 to go, last payment is in november. I really cant believe i made it this far folks, this have been the hardest thing i had to do in my entire life thus far. at 920 a month its been really a struggle most of the way and i could barely keep my head above water and went without so many times. i need a new car pretty bad the one i have is on its last leg. i learn my lesson well i will never put myself through this again. But with prayers and help from the good lord i made it this far and my prayers and best wishes go out to everyone on this forum who is going through a 13. and congrats to those who are nearing an end.
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Congrats to you both, 13inIN and ram180! mountanddo, good luck. I am 11/48 months in, and this forum has great advice. This was "not me" before, but I've learned to watch every little thing, and have been learning to live without credit cards. As far as I'm concerned, at least I'm no longer in the continuous "nightmare of unending debt."
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