We finally filed our Chapter 13 on Friday, after over a year of trying to show that we had enough income. We will be paying 336/month for 36 months, if approved. This includes 1 back mortgage payment, our truck and lawyer fees. But we will be able to keep the property that I own with my sister as long as my daughter agrees to make my share of the payments. We added the truck on the advice of our attorney, unfortunately we could not lein strip our second as our first is only 107K and we could not find an appraiser that would come in under 123K. We are paying 0% to unsecured so far.
I have to call our attorney and fix our paperwork as I just found out today that I received a pell grant since I am going back to school I have learned I cannot survive on my daycare alone anymore. Anyway after I pay for books I will have 1800. that I did not expect to get, that amount will be prorated if I do not complete all 4 classes that I have signed up for.
I want to thank everyone for all of their help. Hopefully our 341 will go off without a hitch and I can exempt the money for the pell grant somehow.
I have to call our attorney and fix our paperwork as I just found out today that I received a pell grant since I am going back to school I have learned I cannot survive on my daycare alone anymore. Anyway after I pay for books I will have 1800. that I did not expect to get, that amount will be prorated if I do not complete all 4 classes that I have signed up for.
I want to thank everyone for all of their help. Hopefully our 341 will go off without a hitch and I can exempt the money for the pell grant somehow.
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