A question about Ch. 13

[Gigi1999]

My husband and I filed in December 2008...made our first payment January 2009. We promptly turned over our $4500 tax refund in April. Curious ~ do they take the $4500 off our balance owed or do they just take it as an extra and distribute it out? I can't find any information over that...and it was a nice chunk of money. My husband says that it doesn't come off our balance.


**ETA**
We now don't get anything back from Fed so we don't have to give the Trustee the check.

[newbie2]

If your plan calls for 100% payback to your unsecured creditors, then it will merely knock some time of your plan. Otherwise, it is distributed to your creditors, and will be "extra" money to them than what your plan called for.