No Objections to Second Amended Plan...yet.

[kakdbass]

Our 341 meeting was on 7/13. The trustee had two objections. My atty submitted a second amended plan on 7/22 (first amended plan was to add a creditor I had forgotten). I have been checking Pacer daily and so far no objections to this plan. Do you think we're good since it's been almost two weeks since we submitted the new plan? I sent an email yesterday to atty's office, with no reply as of yet and calling them tends to stress me out more than not knowing!

[jange]

If your attorney fixed what the trustee objected to then you are probably fine. When is your confirmation hearing? You may not hear from the trustee until it is closer to the confirmation date.



19/60 payments done!

[kakdbass]

Confirmation hearing is 8/24. Sorry thought I put that in original post.

[jange]

I had 2 objections after the 341 meeting. A day or 2 before the confirmation hearing the trustee did update pacer to show he recommended confirmation. Though it took 3 tries before we were actually confirmed.

[kakdbass]

I had 2 objections after the 341 meeting. A day or 2 before the confirmation hearing the trustee did update pacer to show he recommended confirmation. Though it took 3 tries before we were actually confirmed.

My fear is that if he objects this close to the confirmation hearing then obviously we won't have time to amend and will have to have the hearing continued. This is stressful.

[lrprn]

My fear is that if he objects this close to the confirmation hearing then obviously we won't have time to amend and will have to have the hearing continued. This is stressful.

When you have objections, it is stressful. We had three (two from our trustee and one from our mortgage lender).

Often it helps to keep in mind that no matter how much you stress, it won't change whatever your trustee is going to do or not do. Trusting your lawyer to ensure your interests are protected when objections are filed is the best option in this tough situation.

From your description, your lawyer seems competent. Do your best to step back from the stress and realize that there isn't anything you personally can do beyond what you've already done through your lawyer to get confirmed. Then spend that extra energy making sure your family budget is well-designed and liveable. That you can control completely

Hang in there. Your case will be confirmed - sometimes it takes a while. In our case, clearing the objections and getting final confirmation took 15 months - your case is not likely to take nearly that long. Most objections are dealt with within a few months.

Until you are confirmed, you just keep making your payments on time every time. That's the only other thing besides your budget that you personally can control after filing. Now take a deep breath and do your best to not worry so much about those things that you can't control.

[kakdbass]

When you have objections, it is stressful. We had three (two from our trustee and one from our mortgage lender).

Often it helps to keep in mind that no matter how much you stress, it won't change whatever your trustee is going to do or not do. Trusting your lawyer to ensure your interests are protected when objections are filed is the best option in this tough situation.

From your description, your lawyer seems competent. Do your best to step back from the stress and realize that there isn't anything you personally can do beyond what you've already done through your lawyer to get confirmed. Then spend that extra energy making sure your family budget is well-designed and liveable. That you can control completely

Hang in there. Your case will be confirmed - sometimes it takes a while. In our case, clearing the objections and getting final confirmation took 15 months - your case is not likely to take nearly that long. Most objections are dealt with within a few months.

Until you are confirmed, you just keep making your payments on time every time. That's the only other thing besides your budget that you personally can control after filing. Now take a deep breath and do your best to not worry so much about those things that you can't control.

Still wondering though if we will know before the confirmation hearing if he has further objections? It's been 15 days since atty filed the amended plan and so far nothing shows up on Pacer. Crossing fingers!! Thanks for the reply and vote of confidence. : )

[lrprn]

Still wondering though if we will know before the confirmation hearing if he has further objections? It's been 15 days since atty filed the amended plan and so far nothing shows up on Pacer.

Your trustee will notify your lawyer directly and post the objection to PACER if there is one. Often your lawyer will know about the objection several days before it's posted to PACER. Some bk lawyers will give you a call or send you an email right away - others will send you a 'snail mail' with a cover letter forwarding the court's filed record of your trustee's objection to keep everything in writing.

Checking PACER is a good way to get a few days' advance notice. However, knowing earlier really doesn't change how you and your lawyer will handle the objection. It also won't speed the process up. Your lawyer will be notified quickly by the trustee's office if any objections are filed, and you'll know shortly after that.

The bk court moves along at its own quite glacial pace - think in terms of weeks and months rather than days - this isn't TV or the movies . Nothing ever seems to move as fast as you expect it or want it to. Tie on your patience hat and accept that if your trustee is going to file an objection, you'll be notified by the court and by your lawyer in a timely fashion, and you still will have plenty of time to talk things over with your lawyer and decide how to best respond to the objection.

[catleg]

don't sweat it. bk is like an extended visit to motor vehicles, nothing like court on TV. Take a number, wait in line, wash, rinse, repeat.