I'm not misreading your post(s) at all - you keep posting on how can you either 1. refinance, 2. file Ch. 13 and 3. deal with your balloon payment. Obviously you're not understanding what everyone has tried to explain to you over the past few days because you continue to post the same thing / question / concerns that have been answered in this current thread as well as this one: http://www.bkforum.com/showthread.ph...age-coming-due
You do keep asking questions - regardless of question marks or not - you're posing these 2 issues:
"We are looking to lower payments not to make them higher. We are pretty much stuck with NO options as the ones mentioned are not going to work. "
So what exactly are you wanting to know at this point that hasnt been answered already?
You do keep asking questions - regardless of question marks or not - you're posing these 2 issues:
"We are looking to lower payments not to make them higher. We are pretty much stuck with NO options as the ones mentioned are not going to work. "
So what exactly are you wanting to know at this point that hasnt been answered already?
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