Tired of Renting in Texas

[getback]

why does it seem that lenders are willing to give you a loan in BK, but once you are out you need to wait two years...

[justbroke]

Chapter 13s are special. That's all I can tell you. In fact, the majority of Chapter 13 debtors have no problem getting credit after their case discharges.

[getback]

No delinquencies after filing bankruptcy. Minimum 620 mid score. 3.5% down, my seller is paying all closing costs, interest rate will be 4.25+ not over 5 percent. I am teacher so I am taking a homebuyer class and they give us a grant to pay 3% down payment or closing costs. So I am going to be out of very little money.

I filed in October 2009, and I am striving to close by the end of 2011. I am waiting until my score gets above 620 to get the best interest rate. I helped boosting my score by getting a secured loan from my credit union. Paid it off in less than 6 months, also got a Orchard credit card been paying the total balance in full every month.

so what bank did you go with?