Credit Reports while in 13

[jabkitts]

I haven't checked our credit reports since we started paying (almost 1/2 way thru 36 month plan). What do they typically look like during and after the Chapter 13 process?

[chicagoed195]

Can't speak for other people, but I have a monitoring service because my personal data was compromised in a hacking situation. Pretty much everything is reported as IIB. My score actually increased once I filed. Several credit lines that had zero balances are still reported as open. My score has not changed in 18 months, except that it goes down 10 points in the middle of the month and up 10 points at the end of the month.

[jetsfan2010]

It was funny right after my initial filing, 2 of my reports went up by about 30 points, and 1(experian) went down about 60