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    Question on 13 datacenter.com

    Here's some rather odd entries I saw on 13datacenter.com

    5/26/2011 RONDA J WINNECOUR PA ID #30399 746883 TRUSTEE SALARY & EXPENSE ($8.89)

    5/26/2011 1 STATEBRIDGE MTG LLC-SVCR STEEL CAPI 746355 AMOUNTS DISBURSED TO CREDITOR ($308.67)

    6/20/2011 1 STATEBRIDGE MTG LLC-SVCR STEEL CAPI 746355 CANCELLED CHECK TO CREDITOR/CONTINUING DEBT $308.67

    6/20/2011 RONDA J WINNECOUR PA ID #30399 TRUSTEE FEE REVERSAL $8.89


    What's with the cancelled check/continuing debt entry? I know that my mortgage will survive the BK - but why did they cancel a check that they had already paid?!? My last BK payment was taken out of my pay on 6/17/11 - they haven't even credited it yet...

    I've put a call into the trustee's office to see if I need to get a June payment into the mortgage office, but I was curious if anyone here had any thoughts as well.


    Thanks.

    #2
    This is really just accounting software for your attorney that you happen to have access to. As long as you're making your payments, the disbursements that the tt office makes don't need to concern you. My TT does this every.single.month. for my car payment. I have no idea why. He makes the payment, then 2 weeks later cancels it all out, and re-issues it again. It makes zero sense to me, but obviously, it has a purpose on their end.

    As far as them not receiving your 6/17 check yet, I wouldn't worry about it at this point. It's only been 3 business days. From what I understand, most employers take the money from your check and then mail that amount to the tt, it's not usually an instant electronic payment. I could be wrong, as we pay our tt directly, that's just the impression I've gotten from other borrowers on this forum....
    Filed Chapter 13 on 2-28-10. 341 completed 4/14/10. Confirmed 5/14/10. Lien strip granted 2/2/11
    0% payback to unsecured creditors, 56 payments down, 4 to go....

    Comment


      #3
      It looks like one of the creditors did not cash the check or it was returned in the mail, this happens all the time.
      As far as crediting payments goes, there is about a week to 10 days time lag involved, they are very slow.
      Which is why I discourage people from trying express mail, priority mail, signature requested, etc.
      They are slow and everyone makes allowances for it, else they'd bury themselves in extra and unnecessary paperwork.
      filed chapter 13..confirmed...converted to chapter 7...DISCHARGED!

      Comment

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