I think we stress out about these things too much. If your plan confirmation does not specifically forbid contributing to the 401 (k) and you have consulted with your attorney and he or she thinks it is ok - go for it. It won't be wrong unless and until the trustee or a creditor objects.
Life in a Chapter 13 is about choices in how you spend your available funds. If I am allowed $500 for clothing and I choose to walk around in old clothes for a couple of years for the purpose of funding a small 401 (k) contribution, I have simply given up one option and selected another. I refuse to worry about these things, as long as it isn't a violation of the terms of my confirmed plan.
Life in a Chapter 13 is about choices in how you spend your available funds. If I am allowed $500 for clothing and I choose to walk around in old clothes for a couple of years for the purpose of funding a small 401 (k) contribution, I have simply given up one option and selected another. I refuse to worry about these things, as long as it isn't a violation of the terms of my confirmed plan.
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