has anyone paid mort via phone while in ch 13?????????

[IamOld]

Sorry for starting another thread - due to the post office screwing me twice, I need to try to pay my mort via the phone with HSBC - has anyone been able to pay their mort via a phone check payment while in Ch 13??

(Orignal thread is here - I have no hair left :-)

http://www.bkforum.com/showthread.ph...t-during-Ch-13)

[mylife]

Hi,

I always do but there is a fee.

[IamOld]

Hi,

I always do but there is a fee.

Great - so they take it no problem?

HSBC used to have a fee - even if they have a fee, it's cheaper than fedex!!!!!!

[mylife]

Yes, no problem!

[IamOld]

Yes, no problem!

Well, then here I go...and hope and pray the chap at the bank was correct :-) Otherwise I'll be at the branch tomorrow morning, hairless and in tears.

[IamOld]

Just paid HSBC - their bk dept is very...nice...no fee, and actually asked me how much - so I said the usual amount $$ such and such.

Now I just pray that the chap at my bank was right!!!!!! I just spoke to him again, and he said that erroneous ACH withdrawal...should (why don't they just say will...) be back in the acct tomorrow morning...if not, I'll be there in person.

[bpokey]

Good luck - please keep us posted. I used to think things like that only happened to me. I had a little drama fairy that would go around and sprinkle the drama dust to keep me occupied with life. Fortunately, that's not the case. Stupid stuff like this seems to happen to everyone at one point in their lives.

[IamOld]

THANKS!!!! Will do - well as soon as I wake up tomorrow AM I know what I'm doing first thing...I feel like this is a death by a thousand cuts...

Drama fairy? Mine is played by The Rock!!!

Good luck - please keep us posted. I used to think things like that only happened to me. I had a little drama fairy that would go around and sprinkle the drama dust to keep me occupied with life. Fortunately, that's not the case. Stupid stuff like this seems to happen to everyone at one point in their lives.

[catleg]

Yes I did this a few times with Wells Fargo. They charge a $20 fee but you can talk them down to $10 easily. Now I have opened a checking account with them and transfer the money in to pay the mortgage. Easy and free. Works much better than bill pay from another bank.

[IamOld]

Thanks!!! Catleg!!!!

Well I paid HSBC yesterday by phone - I guess because of the stay the guy on the phone just said how much would you like to pay, so I told him my regular payment of such and such. He took it, no fee (which HSBC had dropped a while ago), and such and such confirmation #.

As of right now, the unauthorized/erroneous ACH from Toyota is GONE!!!!!!!! money is back!!!!!!!

Today - definitely by Saturday, I'm sending my (small) bank's ceo a letter or fax telling him how great the branch manager was.

[bpokey]

Glad to hear.

[IamOld]

glad to hear.

thank you!

[Pandora]

IamOld

Did you request a receipt be sent to you for payment or did you get a confirmation number / email that verified it was payment for (insert month/year here) in the amount of $XXX?

Be sure to do so if you're planning on paying via phone from now on to be on the safe side.

[IamOld]

THANKS! Guy said confirmation letter will follow and he DID give me a confirmation # for the $$$ paid. Now I hope that shows up...usually HSBC takes 2 days - that's how long it took them when I paid online....so if I paid them online on Monday, account would be debited Wednesday of same week...

IamOld

Did you request a receipt be sent to you for payment or did you get a confirmation number / email that verified it was payment for (insert month/year here) in the amount of $XXX?

Be sure to do so if you're planning on paying via phone from now on to be on the safe side.

[chicagoed195]

I pay BOA every month by phone. No fees. Works fine.