top Ad Widget

Collapse

Announcement

Collapse
No announcement yet.

Credit Card Charge by mistake

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

    Credit Card Charge by mistake

    When placing an on line order I pressed the wrong button and a charge was made
    to my account instead of my debit card. As soon as I realized my mistake I sent out
    a check to pay the order.

    Filed Chapter 13 in March
    341 Meeting in April
    Confirmation meeting on 6/2

    Do I have a problem--This credit card had no balance when I filed in March therefore
    it was not reported in bankruptcy petition. Still has no balance because I paid
    that charge. (only $70.00)

    Thanks for your help

    #2
    Take a deep breath. A $70 charge after filing is too small to worry over and you've paid it back already. You're fine. No worries!
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

    Comment


      #3
      If the card had no balance and was not included in your BK filing, there is no problem. However, once that bank learns of your BK filing, they will probably close that account. There is no guarantee it will stay open. And remember, any debt you accumulate after your filing is your responsibility. If you get carried away with this card or run up other debts, you have to pay those bills over and above your plan payment so be careful as to what you do so you do not miss any plan payments by not budgeting and having enough money available each month for that plan payment.
      _________________________________________
      Filed 5 Year Chapter 13: April 2002
      Early Buy-Out: April 2006
      Discharge: August 2006

      "A credit card is a snake in your pocket"

      Comment

      bottom Ad Widget

      Collapse
      Working...
      X