How do does one go about a car rental while on chapter 13?

[chp13]

Ok so I need to rent a car while on family vacation. Which rental agencies rent cars to debit card holders? I understand that those which allow debit card holders to rent cars require a large hold on your card of $500+/-. But don't most of them run a credit check which will show a a recent bankruptcy?

[irishonyx33]

We've used Avis with our debit and they put a $400 hold.

[chp13]

No credit check??

[free2breathe]

As long as the funds are available on your debit card, and the agency has a policy regarding the use of debit cards for rental, you shouldn't have a problem. They don't run a credit check to let you rent their cars.

[irishonyx33]

They didn't mention a credit check and I was able to rent so either they didn't do one or didn't care about the bk.

[IHateToBeEmo]

My son rented a car yesterday for the first time. He's 22 and has no credit cards (and no credit). He used his debit card and rented with Hertz. He had to drive a minivan though lol.

[chp13]

Ok because I just read that Dollar Rental does run credit.checks according to there website. I guess ill try Hertz rental!!

[debee]

Hertz it is then. You might even get a boogie van.

[walkthaplank]

it really depends on the location. i rented from Hertz at Chicago O'Hare no credit check. When i rented from Hertz in Charleston SC they ran a credit check. Same debit card same online reservation service.

[Flamingo]

Each car rental company has different requirements for renting cars. It's best to view their website or call them and ask. Enterprise does take debit cards but has certain restrictions (i.e., the rental car cannot go out of the state in which rented). It's tough in a Chapter 13 when it comes to this - the other option you might have is if a family member will allow the use of their credit card for your rental and you reimburse them for the rental amount; that is always an option if you have an agreeable family member or close friend.

[DesdemonaB]

Try Budget.com

Budget rental has a pre-pay program http://www.budget.com/budgetWeb/html...mpetition.html

4. Budget Welcomes Your Debit Card.
Want to use your debit card to prepay your rental? Budget lets you use a debit card to pay toward your rental online. Alamo and Hertz don’t.


Many Budget locations are also happy to accept a debit card for your rental hold. Whenever renters pick up vehicles, all rental car companies (including Budget) must place a hold on a debit or credit card to cover the estimated cost of the rental. For Budget locations that allow a debit card to be used for this hold, the hold amount is usually $400-500 if you have not prepaid. However, if you prepay your rental on budget.com, the debit hold is reduced to just $100. While these funds are held, they are not available to you to spend. And since your bank may take up to two weeks to release hold funds after your rental is complete, paying online for your rental makes sense when you use a debit card for your transaction.

So if you book and pre-pay online ONLY at budget.com the hold on your debt card is only 100 vs. 400 - 500 dollars.

[Pandora]

Hertz it is then. You might even get a boogie van.

Okay.. I'll be the one that bites ... wth is a boogie van?

@ Desmon - great to know! Thanks for the info!

[debee]

Mod help me, I must be old. It's what they used to call minivans when they were cool.

eta: and they used to paint girls on the hood, or mountain scenes on the side, etc

[Pandora]

Mod help me, I must be old. It's what they used to call minivans when they were cool.

LOL! Okay... I've never heard of a minivan being called that - just the "scooby mobile" / "shag wagon"

[keepsmiling]

I was recently told by a teen that my 93 T&C minivan is known as a "creeper" van. OUCH.