We are in a 3% plan to unsecured. Noticed trustee is paying 8% on our cars which means our monthly payment won't cover the 3% and the 100% to secured. Will trustee stop distributions to unsecured? Or will our payment go up? And if our payment should go up when/who does that? To further complicate matters, we had a baby mid-plan and my mom passed resulting in 5 months of no payments (no $ while on maternity leave and had to travel to see mom while dying/funeral -- skipped payments were approved by the trustee). Initially I thought our plan would just be extended by 5 months, but found that's not the case. We know we need to pay in more, just wondering when that will happen. If the 60 month mark comes/goes w/o a change in the payment, how do we make it right with the trustee? Hope that all makes sense.... Thanks.
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have you talked to your attorney at all?Ch 7 filed 8/15/11 341 9/22/11 Discharge 11/28/11
The rebuilding begins
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Yes, she says we're close and the payment may need to be recalculated but never has the nuts and bolts been discussed. Thought I'd see if anyone had experience here first before bugging her once again.Comment
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Doesn't the baby change your numbers and your DMI? So that maybe your 3% goes down to something less?
Keep On Smilin'Comment
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We never redid any forms. We had cushion built into our food budget, so we've just made it work, we'll mostly anyway. Good point... maybe if payment is looked at, we can look at it all. Didn't think trustee could pay less than 100% to secured though, so might not work in our case.Comment
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0% to unsecured does get mentioned here from time to time. Not a huge dif, but maybe enough to help a little.
Keep On Smilin'Comment
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