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    Relief of Stay Question

    Good morning! I have a question I am hoping I can have answered quickly. Here's my scenario. I have posted about this Chapter "20" status before.

    1. Back in 2005, I filed for Chapter 7. Before I got discharged, a Auto Creditor asked for a Relief of Stay. It was for a vehicle I had that I was leasing. My attorney advised me to give permission for the relief of stay because I decided to surrender the truck.

    2. After all that, I was finally granted my discharge in March of 2006.

    3. Along comes August 2006 and I now file for Chapter 13. The same Auto Creditor I gave the truck back to files a claim for this for $18,000.

    4. My question, Do I have to pay this?

    Thanks!
    Filed Chapter 13: 8/2006, Confirmed: 10/2006
    Total # of payments: 60 / ZERO REMAINING!!
    Case CLOSED: 01/27/2012

    #2
    I assume it was discharged in your 7. You cannot 'double dip' so I don't see this happening. they are attempting to recover what was discharged. 'Hub
    If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

    Comment


      #3
      That is what I thought. Even if they filed a claim, the Trustee can deny it correct? It is listed on my creditors thru 13network.com but I am in my 55th payment and the Trustee hasn't dispersed anything to them.
      Filed Chapter 13: 8/2006, Confirmed: 10/2006
      Total # of payments: 60 / ZERO REMAINING!!
      Case CLOSED: 01/27/2012

      Comment


        #4
        Shellbell,

        Your Trustee is not likely to file an objection to the claim. He typically only does objections if the claims are late or duplicates. To be sure about this, call the Trustee. My guess is that you need to file an objection to the claim. The debt was discharged in the 7. You would attach a copy of the 7 MML, Schedule G and the Discharge to the objection.

        Des.

        Comment


          #5
          Originally posted by despritfreya View Post
          Shellbell,

          Your Trustee is not likely to file an objection to the claim. He typically only does objections if the claims are late or duplicates. To be sure about this, call the Trustee. My guess is that you need to file an objection to the claim. The debt was discharged in the 7. You would attach a copy of the 7 MML, Schedule G and the Discharge to the objection.

          Des.
          So Des, my conjecture was correct, right? 'Hub
          If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

          Comment


            #6
            Originally posted by AngelinaCatHub View Post
            So Des, my conjecture was correct, right? 'Hub
            Yes.

            Des.

            Comment


              #7
              Thank you!!
              Filed Chapter 13: 8/2006, Confirmed: 10/2006
              Total # of payments: 60 / ZERO REMAINING!!
              Case CLOSED: 01/27/2012

              Comment


                #8
                also, what is an MML???
                Filed Chapter 13: 8/2006, Confirmed: 10/2006
                Total # of payments: 60 / ZERO REMAINING!!
                Case CLOSED: 01/27/2012

                Comment


                  #9
                  Originally posted by shellbell View Post
                  also, what is an MML???
                  Oh, sorry, Master Mailing List

                  Des.

                  Comment


                    #10
                    thank u!! ;)
                    Filed Chapter 13: 8/2006, Confirmed: 10/2006
                    Total # of payments: 60 / ZERO REMAINING!!
                    Case CLOSED: 01/27/2012

                    Comment

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