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Pulled Credit Report

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    Pulled Credit Report

    We pulled our credit report today and saw that one of our creditor reads as a "charge-off". Since we were only 30-days late by the time we filed, we believe this was done after we filed bk.

    Now on 2 credit reports, it shows up as a charge-off. This creditor was included in our bk and has filed a claim so we do not understand why the credit report shows it as a charge-off. All the other creditors are marked as included in the bk.

    Should we dispute this to show it is part of the bk instead of a charge-off?

    #2
    Yes
    Disclaimer: I am not an actor on TV, but I play a BK Paralegal in real life. Nothing I say should be construed as legal advice, or really anything but entertainment. Please seek out professional help.

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