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    Confirmed!!

    We did it! Everything went great. I just heard from my attorney and not only were we confirmed, but the judge accepted our plan, which is much better than I thought it was going to be. $660 per month for 60 months. We will actually end up some savings each month.

    Our 2nd will be stripped...we will come out of this in 4 years and 9 months with one mortgage on the house, which is hopefully for less than the house is worth (not like it is today).

    Just wanted to share my awesome news!!
    Filed: 11/10; 341: 1/11; Confirmed: 2/11
    49 payments down, 11 to go...

    #2
    Congratulations!!!!!

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      #3
      Thats Awesome !! Mine got Confirmed last week. Plan was $465 a month. Confirmed at $670

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        #4
        Congratulations! Our hearing is next week. It was continued from last month, so we already know our payment is going up $500.

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          #5
          Originally posted by RunningMan View Post
          Congratulations! Our hearing is next week. It was continued from last month, so we already know our payment is going up $500.
          Oh' I get it. Obama is going to stick all of us Chapter 13 people with the National Deficit.

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            #6
            Originally posted by daleintampa View Post
            Oh' I get it. Obama is going to stick all of us Chapter 13 people with the National Deficit.
            How is Obama responsible for your Ch 13 debt repayments?
            Filed Ch 7 Pro Se 11-18-2010 341 Meeting 12-16-2010 Discharged 2-15-2011
            New Job 7-2011

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              #7
              Originally posted by chicagoannie View Post
              How is Obama responsible for your Ch 13 debt repayments?
              I was Joking cause runningman said his payment was going up by 500 dollars. I never said anything about Obama being Responsible for my 13. He is doing a Poor Job as Pesident IMO. since you asked.

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                #8
                congratulations on the first step to financial freedom

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                  #9
                  ah! such good news!! It feels so good doesn't it!!!

                  Wishing you the best of luck!!
                  Filed 7/17/10 1st 341 8/17/10 2nd 341 9/16/10 1st confirmation 10/06/10 2nd confirmation 11/10/10 Bar Date 11/15/10 3rd and final confirmation hearing Dec 8 and acceptance of plan Dec 29 2010....

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                    #10
                    Congratulations CSPA, I hope to be following your lead one day!!!


                    Originally posted by daleintampa View Post
                    I was Joking cause runningman said his payment was going up by 500 dollars. I never said anything about Obama being Responsible for my 13. He is doing a Poor Job as Pesident IMO. since you asked.
                    Pesident or President? Obama inherited 90% of the problems he's dealing with! Not to mention the republicans who refuse to compromise on the issues! Obama isn't the issue, you need to go back 8-12 years to find the source of America's problems and everyone expects them to be corrected in three years???? NOT!!!
                    Filed Chapter 13 with lien strip on 2-28-11 * 341 held on 3-30-11 * First confirmation hearing held 4-20-11, continued until 5-25-11, continued until 6-29-11, continued until 8-10-11. Plan finally confirmed on 8-10-11!!!

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                      #11
                      Originally posted by lolly78 View Post
                      Congratulations CSPA, I hope to be following your lead one day!!!




                      Pesident or President? Obama inherited 90% of the problems he's dealing with! Not to mention the republicans who refuse to compromise on the issues! Obama isn't the issue, you need to go back 8-12 years to find the source of America's problems and everyone expects them to be corrected in three years???? NOT!!!
                      Its President for now. Until the next election.

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                        #12
                        I think I will stay out of the political debate. It is very unlikely you can change someone's mind about politics with posts on a bankruptcy Internet forum.

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                          #13
                          Do you mind if I ask how you got the second mortgage stripped? I just filed and am currently carrying 3 mortgages and am going to try to get the third stripped...

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                            #14
                            If the home is worth less than the first mortgage, then the second becomes unsecured and can be stripped.

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                              #15
                              I am 36 months into my 60 month Chapter 13 and I can tell you this - 5 years is a long, long time and anything can happen. A significant number of Chapter 13 plans are never completed, most of them converting to Chapter 7 when circumstances preclude the ability to make the plan payment.
                              Best of luck to you in any case, cspa522.

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