401k contributions question

[Lajazz947]

Filed 7 in 2008
Discharged 2009

Suffered a huge loss of income going into 2011

Trying to modify home loan and deal with IRS offer in compromise

My attorney said to file a 13 to lump all home arrearages and taxes

Question....how are 401k contributions treated in the petition?

Is the contribution included as disposable income? What I have been contributing has
been automatically deducted from my paycheck.

Thanks.

[RunningMan]

401K contributions do not count towards disposable income and are not property of the estate.