Okay, I see what you are saying; the problem was in how quickly I read through your original post
However, be prepared for some push back. It is unsettled whether you can take the ENTIRE allowed ownership expense and that issue is presently before the Supreme Court. The issue before the Surpreme's is whether you can take the allowance if you have no car payment...but that ruling will probably (hopefully) clarify if you take the difference if you pay less. IRS regulations take the position that you take the lower number.
However, be prepared for some push back. It is unsettled whether you can take the ENTIRE allowed ownership expense and that issue is presently before the Supreme Court. The issue before the Surpreme's is whether you can take the allowance if you have no car payment...but that ruling will probably (hopefully) clarify if you take the difference if you pay less. IRS regulations take the position that you take the lower number.
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