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Is it possible?? Could we get done with this sooner then expected??

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    Is it possible?? Could we get done with this sooner then expected??

    Hi everyone!! Just sitting here ( bored) and thought...hmm think I will go to the trustee 13 webpage and see how things are going. We have 25 more months according to our plan. We are at 100 percent payback and pay $1866 a month. However, I wrote down the balances on everyone who filed a claim and we owe roughly $26,000. Ok, here is my questions...at $1866 a month, I figure we can be paid off with these accounts in 15 more months. Did I figure it right?? Could the light at the end of the tunnel be here sooner??? Alot of these are unsecured debts but I figured them in anyway. Plus one is a student loan for around $9,000. I remember the trustee saying that I would have continue paying that after we were done. Has anyone else been surprised and had their Chapter 13 end early?? If it does.. what happens? Do we get a call from the attorney or a letter from the trustee? Thanks!!

    #2
    Hi there! I started a thread about this too so I am watching your thread to see if it will help me too. I have learned that hope can be heartbreaking, though. Expect the worst so if the worst happens, then you were expecting it. If it doesn't happen, then celebrate!

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      #3
      Originally posted by jennerik View Post
      Hi there! I started a thread about this too so I am watching your thread to see if it will help me too. I have learned that hope can be heartbreaking, though. Expect the worst so if the worst happens, then you were expecting it. If it doesn't happen, then celebrate!
      Yes, I know what you mean. I have always said..if it wasn't for bad luck we wouldn't have any luck at all!! So I am waiting to get my happy bubble burst at any moment!! LOL!!

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        #4
        I am in the same situation the first comes after us. We are suppose to pay 1140 for 60 months. Remember the trustee gets a percentage of the payment. If the bank doesn't come after us we can payoff our loan early by making extra payments

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