We figured worst case scenerio is we have a high payment but it should leave us with more money for food, gas, clothes and emergencies then we had before.
We have stopped paying on a few credit cards a few months ago and now are going to stop all the others. We are going to pay the lawyer some money now and see if we can have him file at the end of Novemeber.
Is there anything wrong with waiting til then? We want to wait to show them that the overtime will now be short then the previous years since we need to include it to file.
We plan to use the extra cash for tires, stock up on household needs and put alittle away for moving when the time comes....we are letting the house go too.
Will it look bad on us to stop paying on everything before we file and start stocking up or should we wait til we file?
I'm really curiuos about the house in this situation. I have heard we need to keep the HOA current, I have no issue with that and would probally be a good thing since a board member lives next to us. I was also told by friends to stay in the house until we are asked to leave.
No we are stopping this payment too. Do we bank these payments or what. Until we file I can surely use it to get some things we have to have. But after we file do we just save it? We were planning to save it and use it to move into a rental. Will there be anything wrong with that?
Our mortgage now is $1400 will they allow use to find a rental for that much? The way this are that will get us a good size house and give us some breathing room.
Thanks
We have stopped paying on a few credit cards a few months ago and now are going to stop all the others. We are going to pay the lawyer some money now and see if we can have him file at the end of Novemeber.
Is there anything wrong with waiting til then? We want to wait to show them that the overtime will now be short then the previous years since we need to include it to file.
We plan to use the extra cash for tires, stock up on household needs and put alittle away for moving when the time comes....we are letting the house go too.
Will it look bad on us to stop paying on everything before we file and start stocking up or should we wait til we file?
I'm really curiuos about the house in this situation. I have heard we need to keep the HOA current, I have no issue with that and would probally be a good thing since a board member lives next to us. I was also told by friends to stay in the house until we are asked to leave.
No we are stopping this payment too. Do we bank these payments or what. Until we file I can surely use it to get some things we have to have. But after we file do we just save it? We were planning to save it and use it to move into a rental. Will there be anything wrong with that?
Our mortgage now is $1400 will they allow use to find a rental for that much? The way this are that will get us a good size house and give us some breathing room.
Thanks
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