dealing with major changes after filing

[kechamb]

So we just got news today out insurance at work will be going up $90 a month and this is going to be a major dent in out budget. We currently have about 300 dollars a month left for expense after all bills paid but now that will ne down to $210. We use that $210 for any extras that come up like needing to replace clothing items, entertaiment every now and then, and anythin small that may come up. We plan on contacting our attorney to see if any changes can be made. Any thought or any experience with this type of thing out there? Also what do you do if a major expense lets say car or home repair comes up?

[CCB35]

Hopefully if something major does come up your trustee is more flexible than ours.I am in Northeast Tn.
my wife was going to be out of work for a month one time and i asked my attorney if i could defer the month she was going to be out of work,the attorney said the trustee wouldnt go for it .either he knew what he was talking about or he didnt want to bother asking my trustee.I gave him the benefit of the doubt over my trustee

[newbie2]

Most certainly give your attorney a call and ask him to amend your plan to include this new increase. As long as your plan has some wiggle room it should be ok. You won't know though until you contact your attorney. Good luck!

[LaurieM]

Your attorney can assist your with a plan modification for long-term changes and/or plan payment suspension requests for short-term emergency needs.

[Flamingo]

Debts incurred after filing are your own responsibility. During your Plan years, if you realize that normal fluctuations as to increases in health, care or other insurances or increase in taxes, etc. results in you not being able to pay your Plan payment, mortgage, utilities, etc., your Plan can be modified - you need to go over all this with your attorney as to your own particular financial situation. Best of luck to you.