My husband and I filed in November 2006. We had two credit accounts at the time of filing. Our case was confirmed in April 2007. My husband has been getting phone calls in regard to a supposed credit card opened in April 2007. I don't remember opening any accounts except for a cell phone account. We moved in July 2007 and had problems with our old post office forwarding our mail.
We have never received any bills for a credit card. We did receive collection notices for the supposed account and I forwarded it to my attorney.
Now a third collection agency this past year. Again, I forwarded the information to our attorney. I called my state's attorney generals office. I also sent two certified letters asking for a letter to verify the debt. I have received no communication from the debt collection agency. I'm beginning to think that this all is fraud.
I'm concerned that someone might have stolen a pre-approved credit card offer and used it. We always had trouble with the postal carrier put mail in the wrong mailboxes.
I don't have to repay something that isn't our debt. Please help. Thanks.
We have never received any bills for a credit card. We did receive collection notices for the supposed account and I forwarded it to my attorney.
Now a third collection agency this past year. Again, I forwarded the information to our attorney. I called my state's attorney generals office. I also sent two certified letters asking for a letter to verify the debt. I have received no communication from the debt collection agency. I'm beginning to think that this all is fraud.
I'm concerned that someone might have stolen a pre-approved credit card offer and used it. We always had trouble with the postal carrier put mail in the wrong mailboxes.
I don't have to repay something that isn't our debt. Please help. Thanks.
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