I'm confused now. I made a July mortgage payment. Then we filed Ch 13 at the end of July. Atty said 1st Ch 13 payment (which includes our monthly mortgage payment) would be due Sep 1. Then I got a letter saying payment due on Aug 28 with name and address of Trustee. Anyway, I made an Aug mortgage payment. Was I not supposed to? Was I just supposed to just make my 1st Ch 13 payment? I should have checked with my atty first. I panicked in mid Aug when I realized no Aug mortgage payment was made so I paid it. Now after reading this post, it sounds like I was supposed to just wait until my first Ch 13 payment was due.
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Well every case must be different? I filed at the end of July as well. I was told by my attorney that my first post petition mortgage payment wouldn't be due until September, she actually added August payment to the arrearages I am to pay. After reading/posting on this board, I learned that technically the first payment should have been due to the mortgage company August instead. Thankfully that issue has been resolved and its now showing correct at the mortgage company. My first trustee payment was due 8/22. I sent it last week though and it posted (according to datacenter) on the 20th.
Since you already made the payment, I wouldn't worry about it. But you may want to consult your attorney, just in case.Comment
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Grr!! I checked with my atty. I did NOT have to make an August mortgage payment. But its too late. And I still have to make the full 1st Ch 13 payment. I just made an $1175 mistake. Things are so tight right now. I could have saved that money for filling my oil tank for the winter, or fixing my truck, or what ever. What can I do? Sh## happens!!!Comment
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OUCH! I feel ya! That's why I wanted to make sure!!Comment
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