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List of expenses that can used for chapter 13

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    List of expenses that can used for chapter 13

    Hi all,

    Does anyone know where I can obtain a list of expenses that can be given to my lawyer...besides the normal phone, TV, internet, etc..

    Thanks!!!!

    Dee

    #2
    Its schedule J - but my atty includes a list of items that don't fit the specified categories and puts them under 'other' with an addendum.

    Here are my categories:

    Mortgage (Insurance & taxes are included, but yours might not be)
    Utilities (electric, gas, water, garbage - you may have sewer also?)
    Telecommunications (goes under Other - cable, internet, cell... We have no phone)
    Vehicle Gas & maintenance
    Vehicle insurance
    Groceries
    Household needs (paper products, cleaning supplies, etc.)
    Home maintenance (lawn care, pest control, replacing filters, etc.)
    Personal care (both products and things like haircuts)
    Clothing, apparel, shoes
    Entertainment & Holidays (nothing massive here)
    Pet supplies/food/vet (goes in Other)
    School supplies, lunches (goes in Other)
    Medical/dental out of pocket
    Charity
    Life or other insurance
    Bank fees, postage
    Get mortgage modified: DONE! 7 months of back interest payments amortized, payment reduced over $200/mo
    (In the 'planning' stage, to file ch. 13 if/when we have to.)

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