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Help - Trying to get a car loan b4 Cpt13

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    Help - Trying to get a car loan b4 Cpt13

    I am trying to get a new car loan before Chapter 13. My car is 8 years old and 85,000 miles. I want to keep it for my son who turns 16 in October but I need something to drive. I am just trying to get about a $20,000 vehicle.

    However, the local dealership I wanted to use turned me down because of my credit load. My FICO score is 628.

    What to do????

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