A little background, bought our home in Oct. 2006, got 2nd mort. Spring of 2007, husband lost his job in Jan. 2008. Took a job in another State and listed the house with a realtor. House did not sale, bank started foreclosure, had the foreclosure stopped for possible short sale, bank denied it. Foreclosure process back on as of late summer 2008. Fast forward to July 2009, husband gets transferred back to this State, called Wells Fargo to see if we could work out something to reclaim the house, they said yes a loan mod. Moved back in end of July 2009. They had been messing with us ever since with paperwork, saying mod, is pending, then requesting more paperwork and so on.
So, we are thinking a Ch. 13 could save the house, right? We want to keep it and I really don't think Wells will honor their loan mod. I am just afraid they will foreclose and we will be on the street.
Thanks,
L
So, we are thinking a Ch. 13 could save the house, right? We want to keep it and I really don't think Wells will honor their loan mod. I am just afraid they will foreclose and we will be on the street.
Thanks,
L
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