If we dismiss our case, how long before creditors will begin to hound us? We filed in May of 2009, have yet to be confirmed. I really need to go back to work and I can't if I don't want to pay back a fortune! I can't start school like we had planned. We wont be eligible to file a chapter 7 until June of 2011. How likely is it our creditors will get wind of our dismissed case, if it comes to that?
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why has it taken nearly 15 months for you to get confirmed - whats holding things up? -
I'm trying to figure out the same thing. I do know the Trustee is back logged. However, there is another filer on this forum who has the same Trustee and was confirmed awhile back. I have no info on why this is taking so long....Comment
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Collection calls will probably start within 2-4 months. Not sure if they will take other action - can never tell about that.Get mortgage modified: DONE! 7 months of back interest payments amortized, payment reduced over $200/mo
(In the 'planning' stage, to file ch. 13 if/when we have to.)Comment
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The creditors will be informed by the Court if your Chapter 13 is dismissed. Depending on how quickly they move from that point for any given creditor is anyone's guess. Some may take action immediately, some several weeks._________________________________________
Filed 5 Year Chapter 13: April 2002
Early Buy-Out: April 2006
Discharge: August 2006
"A credit card is a snake in your pocket"Comment
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