I filed ch 13 May 2010, already had 341, and waiting on confirmation hearing in Aug, I just wanted opinions and greatly appreciate all advice, it seems to be going ok, the trustee said that my payments were current, they are deducting from my paycheck, and I am filing to keep vehicle from repo and some IRS debt, got behind due to helping my Mother with her medical issues which I would do again anytime, I did my plan to make adqueate payments to Cap One for 1% which is about 186.00 and fixed for the same amount to begin July 2012, I am paying the IRS 100% no choice there and I don't mind, I only proposed to pay unsecured debtors 60%, will that be a problem for me?
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Is 60% to give unsecured creditors ok?
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The percentage payback doesn't matter. All that matters is that you submit a feasible plan with 100% of your DMI going into the plan for the term of the bankruptcy. There are a few of us paying 0% to unsecured creditors and some that are paying 100%. It just depends on your DMI.Filed Chapter 13 on 2-28-10. 341 completed 4/14/10. Confirmed 5/14/10. Lien strip granted 2/2/11
0% payback to unsecured creditors, 56 payments down, 4 to go....
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