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    Almost ready to file

    Mt attorney called and said they will be ready to file our Chap 13 on Monday 7/26. She asked me to bring in my latest pay stubs. I'm hoping that will work in my favor since I'm worried about my monthly payment. When I brought her my 6 months of stubs, there was a lot of overtime in them. This last paycheck is a few hundred $$ less since I didn't work any OT. Crossing my fingers till then.

    #2
    The recent Supreme Court decision regarding income calculations for Ch 13 (temporary income and bonuses in the six months before filing that won't continue after filing shouldn't be counted when calculating the monthly Ch 13 payment) may help you in this situation. Check out the HHM sticky (sorry, don't have the link at hand) and then ask your lawyer if this ruling is applicable to you.
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

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