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    contacted lawyer today

    what should i expect the coming months? going to file 13 and wondering if i work some overtime for a month do i get to keep the addtional money? I have so much to learn and i am scared to death about all this.

    #2
    Many things are district/trustee specific - but in general if its occasional overtime, it would not change your plan. If you worked overtime on a regular basis though it should probably be reflected in your plan.

    Use this time now - before filing - to check and recheck your budget, and make sure that your attorney works with you to create a workable plan.
    Get mortgage modified: DONE! 7 months of back interest payments amortized, payment reduced over $200/mo
    (In the 'planning' stage, to file ch. 13 if/when we have to.)

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