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Foreclosure Notice???

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    Foreclosure Notice???

    Hello everyone,

    I filed the end of June 2010. I was two months late on 1st mortgage and 1 month late on 2nd. I made a payment (mailed) on July 2nd. They received the payment and posted it to my account on July 6th. In the mail on July 9 I received a Foreclosure notice.? Shouldn't they know about the bankruptcy? I intend to include arrears in the payment plan.
    Also, I don't have access to my accounts now - I always made my car payment on line, (which is current), and now I can't even do that....
    Everyday it seems like another hurdle!!!! help

    #2
    Originally posted by waitinggame View Post
    Hello everyone,

    I filed the end of June 2010. I was two months late on 1st mortgage and 1 month late on 2nd. I made a payment (mailed) on July 2nd. They received the payment and posted it to my account on July 6th. In the mail on July 9 I received a Foreclosure notice.? Shouldn't they know about the bankruptcy? I intend to include arrears in the payment plan.
    Also, I don't have access to my accounts now - I always made my car payment on line, (which is current), and now I can't even do that....
    Everyday it seems like another hurdle!!!! help
    During the first week of July there was the holiday weekend. You didn't file until the end of June and received the notice on the 9th. I would be willing to bet that the notice of your bankruptcy didn't get received by the bk dept of your lender in time to stop the notice of foreclosure. (The payment you made wasn't for the full amount, so it probably didn't satisfy them in terms of deciding to foreclose or not.)

    Call your attorney today and forward the notice to them.
    Filed Chapter 13 02/2006 - Confirmed 05/2006 - Discharged 09/2011
    I'm not an attorney. My replies are merely suggestions or observations, not legal advice. As always, consult with an attorney before making any decisions.

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